SFM Mutual Insurance Co. has received a Financial Strength Rating of “A- (Excellent)” and a Long-Term Issuer Credit Rating of “a-“ from AM Best Rating Services, Inc. The rating was announced in a press release  issued by A.M. Best on March 2, 2020. The ratings reflect AM Best’s assessment of SFM’s balance…

Let’s face it, passwords are frustrating! Coming up with a new combination of letters and numbers for almost every website, all while trying to remember them and make them secure! Many people have difficulty remembering the passwords they created for certain websites. Part of the reason the passwords are hard…

Whether you are waiting at a stop light, traveling down the interstate or cruising a scenic Minnesota country road, we see it every day. People are on their cell phones. It wouldn’t be so bad if they were just talking on them, but they are texting, watching YouTube and even…